Compliant Cash Discounting
Offset processing overhead by offering automated cash incentives configured strictly to credit card network rules and clear counter signage.
How it worksMerchant processing since 2001 · San Diego County
Stop losing 3% of every card sale.
Keep 100% of your hard earned revenue. Our compliant Cash Discount Program and smart POS terminals offset your processing fees at checkout, with real people on the phone in San Diego County.
Family operated · U.S. based support · No annual contract locks
What card fees cost you
$40,000
Card fees a monthabout $1,200
A yearabout $14,400
With a cash discount program, a clear non cash adjustment at checkout offsets this cost.
Check my real numbersEstimate from your inputs. Your statement shows your real rate.
Counters like these, from San Ysidro to Oceanside.
Since 2001family operated merchant processing
All 50 statesterminals shipped preprogrammed
100% U.S. basedsupport, no automated phone trees
$0 cancellation feesno annual contract locks
Where the 3% goes
Standard processing contracts hide real costs behind non qualifying tiers and statement surcharges that fluctuate without warning.
Send us a recent processing statement for an objective fee analysis without obligation or high pressure sales.
MERCHANT STATEMENT · SAMPLEExample Taqueria · September 1 to 30, 2026Card sales $38,214.60 · 1,412 transactions · average ticket $27.06
Interchange and assessments$802.51
What the card networks chargeProcessor markup, tiered$211.37
Tiered pricingNon qualified surcharges$148.92
Non qualifying tiersPCI non compliance fee$39.95
PCI non compliance penaltiesMonthly minimum$25.00
Obscure monthly service chargesStatement fee$9.95
Recurring statement surchargesBatch fees, 30 at $0.25$7.50
Batch settlement surchargesGateway and portal fee$14.95
Monthly portal maintenance feesAnnual fee$99.00
Annual fee trapsTOTAL FEES$1,359.15
Effective rate3.56%
About $16,310 a year at this pace.
Sample statement for illustration. Example Taqueria is not a real business.
Three programs
Compliant cash discount programs and honest statement reviews since 2001.
Smart POS Terminals
Deploy countertop touchscreens, handheld wireless readers, and cellular devices preprogrammed for instant checkout speed.
See the terminals
Virtual Invoicing Gateways
Manage recurring customer billing schedules, over the phone authorizations, and remote invoicing through an encrypted browser dashboard.
See the softwareFour practical steps
From your first statement to a terminal on your counter, with the same people on the phone the whole way.
Statement audit
Submit a recent processing statement for a line by line interchange breakdown and clear net effective rate calculation.
Program selection
Choose between compliant cash discounting, interchange plus pass through, or flat commercial rates based on your ticket size.
Terminal deployment
Receive preconfigured smart terminals or digital gateway access codes shipped directly to your counter.
Dedicated support
Work directly with knowledgeable account technicians for settlement reconciliation, equipment setup, and prompt batch adjustments.
Built for counters like yours
Retail shops, automotive specialists and dining establishments, from San Ysidro to Oceanside and across the country.
Local roots. Nationwide reach.
Old Town, San DiegoHeadquartered right here in San Diego County, Cash Discount Pro brings a local, hands on approach to merchant services on a national scale.
Whether you are running a storefront in downtown San Diego or managing a franchise across the country, you get the same dedicated, U.S. based support.
About usProtect your processing margins
Request a line by line statement review based on your actual monthly transaction volume and ticket size without annual contract locks.
(619) 962 7275
Monday to Friday, 8 AM to 6 PM