Traditional model
Hidden interchange and monthly fees. Traditional merchant accounts bundle variable interchange rates with obscure monthly service charges, gateway fees, and PCI non compliance penalties that fluctuate without warning.
Compliant Cash Discounting
Cash discounting without annual fee traps
A compliant cash discount program applies a clear non cash adjustment at checkout, automatically offering a discount to customers paying with cash while offsetting transaction overhead.
The adjustment shows at the counter and on the receiptTwo ways to pay for card processing
One hides the cost inside your statement. The other shows it at the counter and gives your customers a choice.
Cash discount program
- Clear non cash adjustment at checkout
- Itemized on every receipt
- Set up to card network rules
Stop losing 3% to hidden credit card processing fees. The discount for cash is shown before the customer pays, and your card customers see exactly what they are paying for.
At your counter
Three things your customers and your staff see every day.
Clear prices at checkout
Smart POS automates cash and card price displays at checkout.
Receipts that itemize it
Receipt configurations clearly itemize non cash adjustments before final payment authorization.
Tips stay whole
The smart POS keeps the adjustment apart from the tip at the payment prompt, so servers retain 100% of their earned tips.
Instead of raising prices
Typical food service operations survive on narrow single digit profit margins. Repeated price increases risk alienating regular guests who closely watch ticket totals.
Transitioning to zero fee processing recovers lost margin without forcing diners to absorb higher sticker costs.
Regulars keep coming back when the ticket total stays the sameSignage and receipts, done for you
We supply compliant point of sale signage and receipt configurations that clearly itemize non cash adjustments before final payment authorization.
Our team reviews your actual transaction mix and average ticket size and walks you through the card network rules that apply before anything is set up.
Questions owners ask
What is a cash discount program?
It applies a clear non cash adjustment at checkout and offers a discount to customers who pay with cash, which offsets your card processing costs.
How is it different from surcharging?
Surcharging adds a fee to card payments and comes with strict card brand caps and disclosure rules. A cash discount program shows the adjustment clearly at the counter and on every receipt.
Will my customers know about it?
Yes. We supply point of sale signage and receipts that clearly itemize the non cash adjustment before the customer pays.
Do my servers still get their full tips?
Yes. The smart POS keeps the adjustment apart from the tip at the payment prompt, so servers keep 100% of their earned tips.
Do I need new equipment?
We ship preconfigured smart terminals, mobile card readers or virtual terminal access straight to your counter, set up for your program.
Is there a contract or a cancellation fee?
No annual contract locks and $0 cancellation fees.
What would it cost my business?
That depends on your card mix and average ticket, so we cover it in your free statement review. Call (619) 962 7275 or send us a statement.
Who answers when I call?
Our U.S. based team in San Diego County, by direct phone with no automated phone trees, Monday to Friday 8 AM to 6 PM. Support: (619) 381 3943.
Keep the 3% at your counter
Send us your latest statement and we show you, line by line, what a compliant cash discount program would offset.
(619) 962 7275
Monday to Friday, 8 AM to 6 PM